Deposit Accounts

Account Product Min. Deposit Min. Bal. Int. Rate APY* Min. Bal. APY***
Prime Plus Checking – Daily Balances $500.00 $500.00 0.03% 0.03% $0.01
Exceptional Checking – Daily Balances $500.00 **$25,000.00 0.03% 0.03% $0.01
Diamond Business Checking – Daily Balances $500.00 $0.00 0.03% 0.03% $0.01
Platinum Business Checking – Daily Balances $500.00 $500.00 0.03% 0.03% $0.01
Preferred Money Market – Daily Balances up to $24,999.99 $1,000.00 $1,000.00 0.05% 0.05% $0.01
     $25,000.00 and up     0.10% 0.10% $0.01
Regular Savings – Daily Balances $100.00 $100.00 0.05% 0.05% $0.01
Minor Savings – Daily Balances $25.00 $0.00 0.05% 0.05% $0.01
Christmas Club $50.00 $0.00 0.08% 0.08% $0.01
Vacation Club $50.00 $0.00 0.08% 0.08% $0.01

CDs and IRAs – A penalty may be imposed for early withdrawal

3 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.05% 0.05%
6 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.10% 0.10%
12 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.35% 0.35%
18 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.45% 0.45%
24 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.75% 0.75%
30 Month Time Deposit – Daily Balances $1,000.00 & up $1,000.00 $1,000.00 0.45% 0.45%
5 Year Time Deposit – Daily Balances of $1,000.00 & up $1,000.00 $1,000.00 0.90% 0.90%
1 Year IRA – Daily Balances of $500.00 & up $500.00 $500.00 0.35 % 0.35%
2 Year IRA – Daily Balances of $500.00 & up $500.00 $500.00 0.75% 0.75%
5 Year IRA – Daily Balances of up to $9,999,999.00 $500.00 $500.00 0.90% 0.90%
Jump Start CD $50.00 $50.00 0.35% 0.35%

*Annual Percentage Yields are current as of 09/01/2018*
All accounts use daily balance method.
The interest rate and annual percentage yield may change after account opening.
For current rate information call (505) 864-3301.
When a minimum-balance requirement is not met fees could reduce the earnings on the account.
**In combined consumer balances in savings, checking, IRAs, CDs and qualifying loans.**

***You must maintain a minimum balance of $0.01 in the account each day to obtain the dislosed APY***

“Member FDIC”