Deposit Accounts

Account Product Min. Deposit Min. Bal. Int. Rate APY*
Prime Plus Checking – Daily Balances $500.00 $500.00 0.03 % 0.03 %
Exceptional Checking – Daily Balances $500.00 **$25,000.00 0.03 % 0.03 %
Diamond Business Checking – Daily Balances $500.00 $0.00 0.03 % 0.03 %
Platinum Business Checking – Daily Balances $500.00 $500.00 0.03 % 0.03 %
Preferred Money Market – Daily Balances of up to $24,999.99 $1,000.00 $1,000.00 0.05 % 0.05 %
     $25,000.00 and up 0.10 % 0.10 %
Regular Savings – Daily Balances $100.00 $100.00 0.05 % 0.05 %
Minor Savings – Daily Balances $25.00 $0.00 0.05 % 0.05 %
Christmas Club $50.00 $0.00 0.08 % 0.08 %
Vacation Club $50.00 $0.00 0.08 % 0.08 %

CDs and IRAs – A penalty may be imposed for early withdrawal

3 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.05 % 0.05 %
6 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.10 % 0.10 %
12 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.20 % 0.20 %
18 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.35 % 0.35 %
24 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.45 % 0.45 %
30 Month Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.45 % 0.45 %
5 Year Time Deposit – Daily Balances of $1,000.00 and up $1,000.00 $1,000.00 0.90 % 0.90 %
1 Year IRA – Daily Balances of $500.00 an up $500.00 $500.00 0.25 % 0.25 %
2 Year IRA – Daily Balances of $500.00 and up $500.00 $500.00 0.50 % 0.50 %
5 Year IRA – Daily Balances of up to $9,999,999.00 $500.00 $500.00 0.90 % 0.90 %
Jump Start CD $50.00 $50.00 0.20 % 0.20 %

*Annual Percentage Yields are current as of 04/01/2017*
All accounts use daily balance method.
The interest rate and annual percentage yield may change after account opening.
For current rate information call (505) 864-3301.
When a minimum-balance requirement is not met fees could reduce the earnings on the account.
**In combined consumer balances in savings, checking, IRAs, CDs and qualifying loans.**